{"id":448,"date":"2025-07-10T23:16:35","date_gmt":"2025-07-10T23:16:35","guid":{"rendered":"https:\/\/faujiseva.in\/?page_id=448"},"modified":"2025-07-10T23:21:23","modified_gmt":"2025-07-10T23:21:23","slug":"medical-bills","status":"publish","type":"page","link":"https:\/\/faujiseva.in\/hi\/guides\/medical-bills\/","title":{"rendered":"\u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e \u092c\u093f\u0932"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"448\" class=\"elementor elementor-448\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9e00d74 e-flex e-con-boxed e-con e-parent\" data-id=\"9e00d74\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7507a59 elementor-widget elementor-widget-heading\" data-id=\"7507a59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Medical Bills Reimbursement Claims<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b90e434 e-flex e-con-boxed e-con e-parent\" data-id=\"b90e434\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-96103fe elementor-widget elementor-widget-html\" data-id=\"96103fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<h2>For Outpatient & Inpatient Treatment<\/h2>\r\n\r\n<h3>Key Points to Know<\/h3>\r\n<table border=\"1\" style=\"width: 100%; border-collapse: collapse; margin-bottom: 20px;\">\r\n  <thead>\r\n    <tr style=\"background-color: #f2f2f2;\">\r\n      <th style=\"padding: 10px; text-align: left;\">Topic<\/th>\r\n      <th style=\"padding: 10px; text-align: left;\">Details<\/th>\r\n    <\/tr>\r\n  <\/thead>\r\n  <tbody>\r\n    <tr>\r\n      <td style=\"padding: 10px;\"><strong>Submission Process<\/strong><\/td>\r\n      <td style=\"padding: 10px;\">All OPD\/Inpatient treatment claims must be submitted to the Pay Accounts Office (PAO) via proper channels.<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\"><strong>Treatment Location<\/strong><\/td>\r\n      <td style=\"padding: 10px;\">\r\n        <ul>\r\n          <li><strong>State Hospitals:<\/strong> Claim through Regional CDA\/PCDA.<\/li>\r\n          <li><strong>Private Hospitals:<\/strong> Claim after payment \u2192 Regional CDA\/PCDA.<\/li>\r\n        <\/ul>\r\n      <\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\"><strong>Jurisdiction<\/strong><\/td>\r\n      <td style=\"padding: 10px;\">The nearest service hospital jurisdiction (Army\/Navy\/Air Force) decides which CDA to approach.<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\"><strong>Payment<\/strong><\/td>\r\n      <td style=\"padding: 10px;\">After audit, payment is authorized directly to the individual\u2019s IRLA account.<\/td>\r\n    <\/tr>\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<h3>Checklist of Required Documents<\/h3>\r\n<table border=\"1\" style=\"width: 100%; border-collapse: collapse; margin-bottom: 20px;\">\r\n  <thead>\r\n    <tr style=\"background-color: #f2f2f2;\">\r\n      <th style=\"padding: 10px; text-align: left;\">Check<\/th>\r\n      <th style=\"padding: 10px; text-align: left;\">Document<\/th>\r\n      <th style=\"padding: 10px; text-align: left;\">Notes<\/th>\r\n    <\/tr>\r\n  <\/thead>\r\n  <tbody>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">\u2714\ufe0f<\/td>\r\n      <td style=\"padding: 10px;\">Appendix \u2018A\u2019 Certificate (AMA as per AO 32\/81)<\/td>\r\n      <td style=\"padding: 10px;\">Properly filled<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">\u2714\ufe0f<\/td>\r\n      <td style=\"padding: 10px;\">Cash Memo (Medical certificate & Receipts)<\/td>\r\n      <td style=\"padding: 10px;\">Verified by nearest Military Hospital (MH) doctor & countersigned<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">\u2714\ufe0f<\/td>\r\n      <td style=\"padding: 10px;\">NAC (Non-Availability Certificate)<\/td>\r\n      <td style=\"padding: 10px;\">If MH treatment not available<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">\u2714\ufe0f<\/td>\r\n      <td style=\"padding: 10px;\">Diagnostic Centre Reports<\/td>\r\n      <td style=\"padding: 10px;\">Must be NABL\/NABH Accredited<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">\u2714\ufe0f<\/td>\r\n      <td style=\"padding: 10px;\">Dependency Certificate (Appendix A to AO 120\/80, amended 16\/91)<\/td>\r\n      <td style=\"padding: 10px;\">For dependents<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">\u2714\ufe0f<\/td>\r\n      <td style=\"padding: 10px;\">Contingent Bill<\/td>\r\n      <td style=\"padding: 10px;\">Must be countersigned by MH<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">\u2714\ufe0f<\/td>\r\n      <td style=\"padding: 10px;\">Sanction for Tests<\/td>\r\n      <td style=\"padding: 10px;\">Must be pre-approved<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">\u2714\ufe0f<\/td>\r\n      <td style=\"padding: 10px;\">Specimen Signature<\/td>\r\n      <td style=\"padding: 10px;\">Of countersigning officer<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">\u2714\ufe0f<\/td>\r\n      <td style=\"padding: 10px;\">AFMSF-9 Form<\/td>\r\n      <td style=\"padding: 10px;\">For special investigations<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">\u2714\ufe0f<\/td>\r\n      <td style=\"padding: 10px;\">Time-barred Sanction<\/td>\r\n      <td style=\"padding: 10px;\">If claim is late (beyond 3 or 6 months)<\/td>\r\n    <\/tr>\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<h3>Outpatient Claims Process<\/h3>\r\n<table border=\"1\" style=\"width: 100%; border-collapse: collapse; margin-bottom: 20px;\">\r\n  <thead>\r\n    <tr style=\"background-color: #f2f2f2;\">\r\n      <th style=\"padding: 10px; text-align: left;\">Step<\/th>\r\n      <th style=\"padding: 10px; text-align: left;\">Details<\/th>\r\n    <\/tr>\r\n  <\/thead>\r\n  <tbody>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">1\ufe0f\u20e3<\/td>\r\n      <td style=\"padding: 10px;\">Get treatment from Nearest MH (If available).<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">2\ufe0f\u20e3<\/td>\r\n      <td style=\"padding: 10px;\">If not available \u2192 Get NAC from MH.<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">3\ufe0f\u20e3<\/td>\r\n      <td style=\"padding: 10px;\">Approach nearest accredited Diagnostic Centre for required treatment\/tests.<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">4\ufe0f\u20e3<\/td>\r\n      <td style=\"padding: 10px;\">\r\n        Collect:\r\n        <ul>\r\n          <li>Medical Certificate<\/li>\r\n          <li>Bills\/Receipts<\/li>\r\n          <li>Reports<\/li>\r\n        <\/ul>\r\n      <\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">5\ufe0f\u20e3<\/td>\r\n      <td style=\"padding: 10px;\">\r\n        Prepare Contingent Bill:\r\n        <ul>\r\n          <li>&lt; \u20b95,000 \u2192 CO (Lt Col or above) can countersign.<\/li>\r\n          <li>\u20b95,001\u2013\u20b910,000 \u2192 Col (Med)\/Brig (Med)\/MG (Med) countersign.<\/li>\r\n          <li>\u20b910,001\u2013\u20b925,000 \u2192 DGMS approval needed.<\/li>\r\n          <li>&gt; \u20b925,000 \u2192 Ministry of Defence (MOD) sanction required.<\/li>\r\n        <\/ul>\r\n      <\/td>\r\n    <\/tr>\r\n  <\/tbody>\r\n<\/table>\r\n<p style=\"margin-bottom: 20px;\">\r\n  <strong>Important:<\/strong> Countersignature must be within 6 months of treatment (ideally within 3 months). Date sequence must be logical: MH \u2794 NAC \u2794 DC.\r\n<\/p>\r\n\r\n<h3>Inpatient Claims<\/h3>\r\n<table border=\"1\" style=\"width: 100%; border-collapse: collapse; margin-bottom: 20px;\">\r\n  <thead>\r\n    <tr style=\"background-color: #f2f2f2;\">\r\n      <th style=\"padding: 10px; text-align: left;\">Topic<\/th>\r\n      <th style=\"padding: 10px; text-align: left;\">Details<\/th>\r\n    <\/tr>\r\n  <\/thead>\r\n  <tbody>\r\n    <tr>\r\n      <td style=\"padding: 10px;\"><strong>Hospitalisation Claims<\/strong><\/td>\r\n      <td style=\"padding: 10px;\">Hospitalisation claims (State\/Private) \u2192 CDA\/PCDA of nearest service hospital\u2019s jurisdiction.<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\"><strong>Documentation<\/strong><\/td>\r\n      <td style=\"padding: 10px;\">Same documentation required as for Outpatient Claims.<\/td>\r\n    <\/tr>\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<h3>Common Reasons for Rejection<\/h3>\r\n<table border=\"1\" style=\"width: 100%; border-collapse: collapse; margin-bottom: 20px;\">\r\n  <thead>\r\n    <tr style=\"background-color: #f2f2f2;\">\r\n      <th style=\"padding: 10px; text-align: left;\">Reason<\/th>\r\n    <\/tr>\r\n  <\/thead>\r\n  <tbody>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">Missing or unsigned documents.<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">Time-barred claims without sanction.<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">Invalid or expired NAC.<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">Wrong authority signature.<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">Mismatch in names, ranks, Army Nos.<\/td>\r\n    <\/tr>\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<h3>Quick Tips for Jawans<\/h3>\r\n<table border=\"1\" style=\"width: 100%; border-collapse: collapse; margin-bottom: 20px;\">\r\n  <thead>\r\n    <tr style=\"background-color: #f2f2f2;\">\r\n      <th style=\"padding: 10px; text-align: left;\">Tip<\/th>\r\n    <\/tr>\r\n  <\/thead>\r\n  <tbody>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">Always keep copies of every document.<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">Follow the proper sequence of treatment and document verification.<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">Don\u2019t delay submission\u2014apply well within time limits.<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td style=\"padding: 10px;\">For expensive treatments (&gt; \u20b925,000), ensure MOD sanction is obtained before applying.<\/td>\r\n    <\/tr>\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<p style=\"margin-bottom: 20px;\">\r\n  <strong>To Get Started:<\/strong> <a href=\"[INSERT PDF URL HERE]\" target=\"_blank\">\ud83d\udcc4 Download Medical Reimbursement Claim Checklist (PDF)<\/a>\r\n<\/p>\r\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Medical Bills Reimbursement Claims For Outpatient &#038; Inpatient Treatment Key Points to Know Topic Details Submission Process All OPD\/Inpatient treatment [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":29,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-448","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/faujiseva.in\/hi\/wp-json\/wp\/v2\/pages\/448","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/faujiseva.in\/hi\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/faujiseva.in\/hi\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/faujiseva.in\/hi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/faujiseva.in\/hi\/wp-json\/wp\/v2\/comments?post=448"}],"version-history":[{"count":7,"href":"https:\/\/faujiseva.in\/hi\/wp-json\/wp\/v2\/pages\/448\/revisions"}],"predecessor-version":[{"id":456,"href":"https:\/\/faujiseva.in\/hi\/wp-json\/wp\/v2\/pages\/448\/revisions\/456"}],"up":[{"embeddable":true,"href":"https:\/\/faujiseva.in\/hi\/wp-json\/wp\/v2\/pages\/29"}],"wp:attachment":[{"href":"https:\/\/faujiseva.in\/hi\/wp-json\/wp\/v2\/media?parent=448"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}